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Financing

Every Crunchly article about financing — formulas, worked examples and what each number measures.

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DSCR = NOI ÷ Annual debt service
Latest · Financing

DSCR Explained: The Debt Service Coverage Ratio

DSCR divides net operating income by annual debt payments. Here's how it's calculated, how lenders use it, and how changes in rent, rate or loan size move it.

October 21, 20265 min read

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M = P × r ÷ (1 − (1 + r)^−n)
Financing

How a Mortgage Payment Is Calculated

The monthly principal and interest payment comes from one formula. Here's how it works, how the payment splits over time, and what changes it.

October 21, 20265 min read